Auto Insurance for the state of Tennessee

Driving a vehicle is one of the most common activities, and yet it comes with so many risks. Not only can a vehicle be a costly investment, but it’s an investment that is constantly exposed to potential losses. We want to make sure you have the protection you need so you can drive with confidence.

Your vehicle is likely your largest investment aside from your home, so it’s important that your vehicle is protected. However, auto insurance isn’t just about protecting your vehicle. Having insurance coverage can provide for you and others who may receive bodily harm, as well as making sure others are provided for if ever you cause an accident that results in losses for someone else.

The state of Tennessee requires that all drivers have a certain amount of liability coverage or be subject to fines and the potential loss of their vehicle registration. Liability coverage is designed to help pay the medical bills, property damage bills, and other costs for drivers, passengers, or pedestrians who are injured or have their vehicle damaged in an accident you cause. Having liability coverage keeps you out of trouble and ensures that any losses you cause for others can be recovered.

But why have just the minimum? Liability insurance does nothing to cover you or your property in the event of a serious accident in which no one else’s coverage applies to your losses. This can leave you not only in a financial bind, but also without transportation. Additional coverage, such as collision coverage, is a good idea to make sure that damage to your property and person are covered in the event of an accident you cause, a no-fault collision, or a collision with an uninsured driver.

In some cases, coverage beyond liability is required under the terms of a vehicle lease or financial agreement. Our Hinson Insurance agents want to make sure that you have the exact coverage you need, and that you get it for a fair price.

Our agents are happy to talk to you about your specific auto insurance needs.

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